Why a reform of healthcare?

The reasons for the health care reform to have come about are many. There are several objectives that are linked with the health care and preventive measures that the new government wants for the citizens. At the same time it wants to put to rest the malaise that is prevalent in the system that has been followed for so long. Also, it wants to close the deficit that the government budget has been facing mainly because of the health care. all of this might sound like a really tall order to address all of a sudden but it is a beginning for sure.
Here are the main objectives of the new health care reform rubric that was passed as a bill in March.

  • More population than ever before will be covered under the health insurance coverage
  • There are going to be more insurance providers with several different packages on offer. This will provide more options for the consumer.
  • The access to medical care will be higher even in rural areas
  • The overall quality of health care provided will be far better
  • The cost of health care will work out to be lower especially for certain segments of the society such as the elderly.
  • Coverage for people with already pre-existing diseases and ailments who would have got declined before the health reform bill.

All of these health reforms were needed as the way the health care system in the US was left out several segments of the society. There were millions of families in the US who were not able to afford the higher premiums for heath care coverage. The same is going to be the case with small business owners. The lower amount of insurance will make it more affordable for them to be able to reach out to their employees.
The health care reform is supposed to put an end to people going bankrupt because they were faced with a major illness and the cost of treatment was exorbitant. More and more elderly will be covered under the scheme and they will have access to a far better health care preventive system. This is absent at the moment.
The magical year of 2014 will see the opening up of the insurance market place like never before. There will be insurance exchanges that will be set up and this will ensure that affordable insurance to safeguard their health reaches out to one and all. The unemployed and self-employed that aren’t covered under any kind of health insurance will be for the first time. All of this at a rate that is affordable to them and need not really cut into their budget.
Children up to the age of 26 years will be allowed to remain on their parent’s health care plan.
The several tax cuts and credits that have been promised for those buying into health care insurance, will serve as a great booster and incentive.
Also, the insurance companies will have a greater accountability and transparent practices will need to be followed.